How to use PayU test card
- 1. Enable test mode. PayU Dashboard → Test mode → copy Test Key and Salt.
- 2. Copy Mastercard. 5123456789012346 — expiry 05/30, CVV 123, OTP 123456.
- 3. Copy Visa. 4012001037141112 — same expiry/CVV/OTP pattern.
- 4. Post to sandbox. https://test.payu.in/_payment — never live endpoint.
About this tool
PayU India documents separate cards for merchant-hosted checkout, server-to-server, EMI, and wallets. This alias opens the standard checkout test PANs.
OTP on PayU test cards
Standard checkout test cards use OTP 123456. EMI test flows require mobile number 9123412345 and may use OTP 111111.
Code examples
Stripe Visa (success)
4242424242424242
Expiry: 12/34 CVV: 123 ZIP: 42424Razorpay domestic Visa
4111111111111111
Expiry: any future date CVV: any 3 digitsRazorpay UPI success
success@razorpayStripe PaymentIntent test JSON
{
"number": "4242424242424242",
"exp_month": 12,
"exp_year": 34,
"cvc": "123"
}